How to Buy an NA Plot in Pune — Complete Guide 2025
A definitive 8-step guide to buying a Non-Agricultural (NA) villa plot in Pune safely and legally in 2025. Covers RERA verification, document checklist, stamp duty calculation, and registration process.
8-Step NA Plot Buying Process in Pune
Define Budget & Requirements
Determine your total investment budget (plot cost + stamp duty + registration + legal fees), preferred plot size (2,000–6,000+ sq ft), and location requirements (proximity to workplace, schools, highway).
Shortlist RERA-Registered Projects
Only consider plots in RERA-registered projects. Verify registration on MahaRERA portal (maharera.mahaonline.gov.in). RERA registration ensures legal compliance, transparent disclosures, and buyer protection.
Verify NA Status
Request the 7/12 Utara (Satbara extract) and the NA Order from the seller. Confirm the land use purpose mentions "NA Residential." Non-NA land cannot legally be used for construction.
Conduct Title Verification (30-Year Search)
Appoint a qualified property advocate to conduct a 30-year title search. This verifies chain of ownership, absence of encumbrances, litigation, mortgages, or disputes on the plot.
Review All Documents
Review: 7/12 extract, NA Order, Property Card (Village Form 8A), Encumbrance Certificate, RERA registration, existing Sale Deeds, Survey plans, and building permission (if applicable).
Negotiate & Agree on Price
Negotiate the final plot price, payment plan, possession timeline, and all terms. For RERA projects, obtain the Builder-Buyer Agreement (BBA) and cost sheet.
Pay Stamp Duty & Register
Calculate stamp duty (5% male / 4% female) and registration charges (1%). Pay via eChallan online. Execute the Sale Deed in presence of Sub-Registrar with both parties.
Complete Mutation & Take Possession
After registration, apply for mutation in revenue records to transfer the plot in your name. Take physical possession of the plot with a measurement survey done by a licensed surveyor.
Buy a Pre-Verified NA Plot at K Raheja Viva
Skip the complexity. K Raheja Viva is RERA-registered with 100% clear NA title, pre-verified documentation, and bank-approved financing — making the buying process seamless.
FAQ — Buying an NA Plot in Pune
What is the first step to buying an NA plot in Pune?
The first step is verifying the NA status of the plot through the 7/12 Utara (Satbara) extract from the District Revenue Office. This confirms the land has been officially converted for residential use.
What documents are required to buy an NA plot?
Key documents include: NA Order, 7/12 Extract, Title Certificate (30 years), Encumbrance Certificate, RERA Certificate, Sale Deed, Property Card, Building Plan Approval (if applicable), and NOC from relevant authorities.
How much stamp duty do I pay for an NA plot in Pune?
Stamp duty for an NA plot in Pune is 5% for male buyers, 4% for female buyers, and 4.5% for joint male-female purchase. Registration charges are 1% (max ₹30,000).
How long does NA plot registration take?
Registration of an NA plot sale deed at the Sub-Registrar office typically takes 1-3 working days. Prior to registration, document verification and payment of stamp duty must be completed.
Can I get a bank loan for an NA plot?
Yes. Most leading banks (SBI, HDFC, ICICI, Axis) offer plot loans covering 70-75% of the plot value for RERA-registered NA plots. K Raheja Viva plots are pre-approved by multiple banks.
What is the TDS on NA plot purchase?
If the plot value exceeds ₹50 Lakh, the buyer must deduct TDS at 1% of the total sale consideration and deposit it with the Income Tax department before completing registration.