Everything you need to know about buying Non-Agricultural (NA) villa plots in Pune — what NA means, legal verification, price guide by location, and why K Raheja Viva is the most trusted NA plotted development in West Pune.
In Maharashtra, all land is classified as either Agricultural or Non-Agricultural (NA). An NA Plot — officially called a Non-Agricultural Land — is a parcel that has been formally converted from agricultural use to an approved residential, commercial, or industrial purpose by the State Government through a process called "NA Conversion" or "Change of Purpose" under the Maharashtra Land Revenue Code (MLRC), 1966.
Buying an NA plot is the only legally safe way to purchase land in Maharashtra for residential construction. If you build on agricultural land without obtaining NA conversion, the structure can be declared illegal and demolished by authorities. This makes NA status verification the single most critical step in any plot purchase decision.
Types of NA Plots in Pune
Best for homes
Residential NA
Approved for residential villa construction. The most common and desirable type for home buyers.
Business use
Commercial NA
Approved for commercial construction — shops, offices, hotels, resorts.
Industrial only
Industrial NA
Approved for light/heavy industrial development. Not suitable for residential use.
How to Verify NA Status
Check the 7/12 Utara (Satbara extract) from the District Revenue Office — the "Land Use" or "Purpose" column must show "NA Residential" or "Residential"
Obtain and verify the NA Order (issued by the District Collector or State Government)
Verify the Property Card (Village Form 8A) for current ownership and NA purpose
Cross-check with RERA registration on the MahaRERA portal (https://maharera.mahaonline.gov.in)
Obtain a Search Report from a qualified advocate covering the last 30 years of title history
NA Plot vs Agricultural Land vs Apartment — Full Comparison
Factor
NA Plot ✓
Agricultural Land
Apartment
Legal StatusResidential NA (safe to build)Agricultural (cannot build legally)N/A - Built unit
Construction FreedomFull freedom to design custom villaCannot construct without NA conversionFixed as-is, no structural changes
Price per sq ft (Pune)₹3,000–₹6,000₹800–₹1,500₹8,000–₹18,000
Annual Appreciation15–22% (West Pune)8–12% (risky, illiquid)8–12%
Maintenance CostLow (as per community rules)NegligibleHigh (society charges)
Home Loan EligibilityYes (70–75% LTV)NoYes (80–90% LTV)
Resale LiquidityHigh (in premium communities)Low (restricted buyer pool)High
GST ApplicabilityExempt (no GST on land)Exempt5% GST on under-construction
NA Plots by Location in Pune
Browse available NA villa plots by locality. K Raheja Viva in Pirangut serves all key West Pune corridors.
NA stands for Non-Agricultural. An NA plot is land that has been officially converted from agricultural use to residential or commercial use by the state government. Only NA-converted land can legally be used for residential construction in Maharashtra.
What is the difference between NA and agricultural land?
Agricultural land cannot be used for residential construction without NA conversion. NA land has received government approval for residential/commercial use, making it legally safe for buying, building, and home loan purposes.
How do I verify if a plot has NA status?
You can verify NA status through the 7/12 extract (Satbara Utara) from the District Revenue Office. The purpose field should mention "residential" or "NA residential." Additionally, check the NA order issued by the District Collector.
Is K Raheja Viva a RERA registered project?
Yes. K Raheja Viva is fully registered under MahaRERA with a valid RERA registration number. All plots come with complete legal documentation, clear NA title, and RERA-compliant sale agreement.
Can I get a home loan for an NA plot?
Yes. NA plots at K Raheja Viva are pre-approved for plot loans from SBI, HDFC, ICICI, Axis Bank, and other leading institutions. Plot loans typically cover 70-75% of the plot value.
What documents should I check before buying an NA plot?
Key documents include: NA Order, 7/12 extract, Title Certificate (last 30 years), Encumbrance Certificate, RERA registration certificate, Sale Deed of previous transactions, Property Card, and NOC from relevant authorities.
What is the price of NA plots in Pune?
NA plot prices in Pune vary widely by location and development quality. In West Pune's Pirangut corridor, developed NA plots in master-planned communities like K Raheja Viva range from ₹80 Lakh to ₹4 Crore+ (2,000-6,000+ sq ft).
What is stamp duty on NA plot purchase in Pune?
Stamp duty on NA plot purchase in Pune is 5% of the agreement value for male buyers, 4% for female buyers, and 4.5% for joint male-female purchase. Registration charges are 1% additional (max ₹30,000).
Can NRIs buy NA plots in Pune?
Yes. NRIs can purchase residential NA plots in Pune under FEMA regulations without RBI permission. The plot must be residential NA land (not agricultural or plantation). Payment must be through NRE/NRO accounts.
What is the ROI on NA plot investment in Pune?
NA plots in premium West Pune locations like Pirangut have delivered 15-22% CAGR over the last 5 years, significantly outperforming apartment investments (8-10% CAGR). K Raheja Viva plots have shown particularly strong appreciation due to master-planned community premium.